PerchanceToDream

My next post is going to be password protected. Basically I need to rant without having to then deal with the reactions from concerned real-life friends and family (mostly my dad whom I love dearly but who already thinks I’m stressed out enough!).

I’m fine.  All is well.  I just need a venting session.

Any interested parties can e-mail me at perchancetodream2 at gmail dot com for the password.

So it’s CD17 of this “off” cycle - although it’s not completely off as I’ve been doing acupuncture, chinese herbals (including the most heinous tasting “tea” imaginable) and we’ve been trying hard to time things correctly.

And on Thursday I’m off to meet with the powers that be about the dream job that is beginning to look much less dreamy. Don’t get me wrong- the JOB still looks amazing, the chance to move someplace Hubby might like still sounds like an opportunity from heaven.

HOWEVER….have crunched the numbers of the upper salary range that they’re considering (there is nothing on paper at this point), it’s looking like a struggle (basically I’d be losing 1/3 of my current salary). One that we could potentially deal with by paying off our debt slower and not actually saving anything but a struggle none-the-less depending on the actual figure and what type of job hubby managed to get.

Here’s the clincher. Their insurance (Blue Cross/Blue Shield of Tennessee) doesn’t seem to cover infertility. I haven’t seen their specific plan but I’ve asked a friend there to look at is and she didn’t see anything mentioned. BC/BS’s TN website doesn’t list infertility at all, even as a rider option.

As a last-ditch effort, I wrote my current HR people to see what COBRA (keeping my current insurance) would cost. $681/month is the answer to that one. Or basically about the same that a 2 BR apartment would cost us.

And so dear readers, I turn to you. Is there any way, short of putting another $20K on credit cards that you know of to fund infertility treatments. Any self-insurance? Any programs (keeping in mind that I’m 42) that can somehow turn this potentially bleak situation into something workable?

Please leave a comment or e-mail me at perchancetodream2 at gmail dot com.

THANKS!